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Nafasi za kazi Bank ya watu wa Zanzibar(PBZ)-Financing Officer September 2020

Post: : FINANCING OFFICER
Location : Unguja 4, Pemba 2, Mtwara 1
Position objectives:

Table of Contents

Facilitate the financing process after verifying the creditworthiness of the customer and reviewing loan process in compliance with Islamic banking.

Education and Experience:
Holder of Bachelor of Banking and Finance, Economics, Islamic Banking or Accounting from any recognized University.

Key skills and Competencies:

Professional qualifications such as CPB and equivalent shall be an added advantage
experience in internship in bank branch operations
Strong numerical ability
Good listening and communication skills (writing and presentation) in English and Kiswahili
Customer service orientation
Computer literacy
Some experience at bank branch operations would be desirable.
Knowledge and experience in Islamic banking will be an added advantage.
Smart and presentable individual
Strong communication Able to work independently and efficiently

Duties and Responsibility

Evaluate the assigned quality of the finance portfolio and recommend appropriate actions to be taken on non performing financing.
Analyze the position of overdrafts and financing accounts against the proposed repayment schedule.
Report to the supervisor on early warning signs leading to financing default.
Monitor repayment performance of financing and advise supervisor appropriately.
Monitor movement of approved facilities through the overdraft (OD) list and ensure they are within the agreed terms and conditions.
Monitor receivable account to ensure it is correctly accrued and posted in the respective accounts as well as ensuring the Bank’s income is realized.
Ensure that stipulated financing returns by the Bank and BOT are prepared and timely submitted to respective authorities.
Prepare financing reports for management and other users.
Prepare regularly all periodic reports (weekly, monthly, and quarterly) and ensure their timely submission to respective units.
Monitor financing/overdrafts re-payments made by customers.
Ensure customers’ compliance to IBD’s financing Policy, financing Manual, financing strategy, management circulars and directives and Bank of Tanzania Regulations.
Attend to queries raised on issues related to financing supervision and monitoring.
Review and analyze possible recovery options for each finance recovery account, prepare finance recovery appraisal report and strategy and recommend for approval by appropriate approving authority.
Update the database of defaulters mortgaged sold by bank.
Update list of blacklisted customers and use the same for clearance of new financing applications.
Any other duties as may be assigned by Supervisor from time to time.

Terms of Service

Three (3) years contract (Renewable).
Age limit of not more than thirty-five (35) years as at 30th September, 2020

MODE OF APPLICATIONS

All applications should be addressed to:
The Managing Director
The People’s Bank of Zanzibar Ltd
P.O.BOX 1173
ZANZIBAR.

Application Deadline: All applications should be submitted not later than 11th September, 2020.

Financing Officer Job At The People’s Bank of Zanzibar Limited (PBZ) September 2020