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NAFASI ZA KAZI BANK YA WATU WA ZANZIBAR (PBZ)-CREDIT OFFICER| SEPTEMBER 2020

Post: : CREDIT OFFICER
Location : Unguja 3, Pemba 2, Dar es Salaam 1, Mtwara 1
Position objectives:
Facilitate the lending process after verifying the creditworthiness of the customer and reviewing loan process.
Education and Experience:

Table of Contents

Bachelor degree in Banking and Finance or Islamic Banking qualifications, Economics, Commerce, Finance and Accounting from any recognized University.

Key skills and competencies:

Good listening and communication skills.
Customer service orientation
Professional qualifications such as CPB/ equivalent shall be an added advantage
Problem solving
Honesty and integrity
Teamwork

Main Duties/Responsibilities:

Carry out credit analysis and requests on customers
Interpret documentations to make appropriate decisions.
Analyze applicants’ financial status, financing and property evaluations to determine feasibility of granting loans.
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules
Analyze risk on loan approval.
Confer with underwriters to aid in resolving mortgage application problems.
Negotiate payment arrangements with customers who have delinquent loans.
Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
Comply with credit policies, credit lines, procedures and standards in conjunction with senior managers.
Update list of blacklisted customers and use the same for clearance of new loan applications.
Analyze potential loan markets and develop referral network in order to locate prospects for loans.
Any other duties as may be assigned by Supervisor from time to time.

Term of service:
Three (3) years contract (Renewable).
Age limit of not more than thirty-five (35) years as at 30th September, 2020

MODE OF APPLICATIONS

All applications should be addressed to:
The Managing Director
The People’s Bank of Zanzibar Ltd
P.O.BOX 1173
ZANZIBAR.

Application Deadline: All applications should be submitted not later than 11th September, 2020.

Credit officer Job At The People’s Bank of Zanzibar Limited (PBZ) September 2020